Rates
effective for January 28, 2012 and are subject to change
without notice.
|
| Personal |
| |
As low as |
7.90%
for qualified applicants. |
|
| Express
Personal |
| 12-12-12 |
$1200.00 |
12 months |
0.0328767% |
12.00% |
| LUCKY 13 |
$1300.00 |
13 months |
0.0356164% |
13.00% |
| 14 for 14 |
$1400.00 |
14 months |
0.0383561% |
14.00% |
|
| New
or Used Auto |
| 2009 - 2013 |
Up to 60 months |
As low as |
3.90% |
| 2007 - 2008 |
Up to 54 months |
As low as |
3.90% |
| 2004 - 2006 |
Up to 48 months |
As low as |
3.90% |
| 2003 - Older |
Up to 36 months |
As low as |
3.90% |
(All class IV vehicles may be financed up to 48 months) |
| New
and Used Farm Equipment |
| (Lawn
Tractors with a minimum of 14 HP qualify for farm
eqpt. rates) |
| New
and Used Boats, Motorcycles, Campers, Recreational |
(New=90% Financing from total invoice) (Used=80% Financing from total invoice)
| 2009 - 2013 |
60 months |
As low as |
7.00% |
| 2007 - 2008 |
54 months |
As low as |
7.00% |
| 2004 - 2006 |
48 months |
As low as |
7.00% |
| 2003 - Older |
36 months |
As low as |
7.00% |
|
| New
Merchandise/Chattel |
| 36 months |
$5000.00 |
18.00% |
|
| Life
Insurance |
| |
| Auto
Insurance |
| |
| Share
Secured |
The annual Percentage Rate (APR) for share secured advances will be the dividend rate being paid on regular shares (Index) plus the percentage of 2.00% above index. If there is an existing balance on the date of the new advance, the existing balance will be added to the new advance and the entire balance will be the new APR. The rates are subject to change quarterly on the first day of the quarter (January, April, July, October) to reflect any changes in the index. Any increase in the APR will take the form of more payments of the same amount until what you owe has been repaid.
|
| Share
Certificate Secured |
The annual Percentage Rate (APR) will be the dividend rate being paid on the Certificate offered as security (Index) plus the percentage of 2.00% above index. The Certificate must be renewed until the advance is completely paid. Failure to renew will result in default under the Plan. When the Certificate is renewed the APR will change to reflect the new dividend rate. Any increase in the APR will result in more payment of the same amount until what you owe has been repaid. The present annual percentage rate will be disclosed on the voucher at the time of the advance.
|
